EBIDS makes it easy and safe for your customers to receive and pay your bills through their online banking accounts.
What is EBIDS?
EBIDS, or the Electronic Billing Information Delivery Service, is an Automated Clearing House (ACH) Network solution developed by NACHA to increase the availability of electronic bills for consumers. EBIDS allows businesses to deliver electronic bills to consumer online banking accounts for presentment to consumers and receive authorized credit payments through the safe and secure ACH Network.

EBIDS uses open, interoperable, and secure standards to facilitate bill delivery and payment through online banking channels. NACHA’s ACH formats and rules enable banks, billers, and eBilling providers to standardize Electronic Bill Presentment and Payment (EBPP) transactions.

How can billers benefit from EBIDS?
EBIDS can increase your customers’ adoption of eBilling, which benefits your business:
  • Realize faster payment posting with credit payments and guaranteed remittance.
    Billers will receive ACH credit payments—with correct remittance—to accelerate the availability of funds and reconciliation.
  • Reduce costs by switching customers to eBilling
    EBIDS extends your reach to provide eBills to customers in the growing online banking channel. eBill customers lower your operational costs by eliminating the printing and postage for paper bills. eBilling also reduces the consumption of environmental resources associated with paper billing.
  • Manage your customers’ experience with secure access to bill details.
    Billers send summary bill information to their customers’ online bank accounts, along with a URL where customers can access the full bill detail on your Web site. Customers view details of their bill through a single sign-on that connects their online banking account to your eBill website. This increases customer confidence in both you and the security of their bill information.
  • Increase customer adoption of eBilling.
    The simplicity and security of EBIDS has a positive impact on your customers’ overall experience with your company, which leads to greater customer loyalty, retention, and lower service costs.
  • Accelerate time to market with existing standards
    EBIDS leverages the ACH Network and NACHA rules for consumer enrollment, bill presentment, and bill payment transactions. The use of existing industry standards accelerates the time to market.
  • Serve customers in the growing online banking channel.
    A best practice for increasing eBill adoption is to reach customers wherever they may be, and more customers are moving to online banking for bill payment.
  • Eliminate exception payments.
    Because EBIDS includes account information within the eBill, customers don’t have to reenter this information, reducing the number of exceptions.

Getting Started is easy! Prospective organizations may apply to participate in EBIDS. For more information, contact: Robert Unger, Senior Director, NACHA, 703-561-3913, runger@nacha.org
Why choose EBIDS? Trust EBIDS to lower costs and extend the reach to customers. Some benefits to billers are:Faster payment processing, reduced costs, manage customer experience, accelerate time to market, eliminate exceptions.Consumer Benefits, Financial Institutions - Learn More NACHA - Electronic Payments Association is pleased to announce the availability of its EBIDS Network. To learn more about NACHA, click here.


 
   
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